How Much is Invisalign Treatment Without Insurance?
Long Beach, CA – Your smile says a lot about who you are. We all want to make the best impression on others, but sometimes we need a little bit of help to do that. Invisalign is a great option for many orthodontic patients, but is it affordable, especially if you don’t have dental insurance?
There are many factors that go into the cost of orthodontic treatment, and one of those is often the type of treatment you choose. When Invisalign was first introduced, it was quite a bit more expensive than traditional braces and many insurance plans didn’t cover it. Luckily, that’s not the case today, and for many patients, the cost of Invisalign is very similar to the cost of traditional metal braces.
What is the average cost of orthodontic treatment?
Invisalign can cost anywhere from $3,800 to $8,500, depending on the complexity of the malocclusion, the treatment time and whether one or both dental arches need treatment. The average cost for a teen patient seeking Invisalign treatment is between $5,000 and $7,000. In comparison, the average cost for traditional braces is typically between $4,500 and $6,500.
Does insurance cover Invisalign?
If you have dental insurance, ask your provider what your benefits are. Many cover Invisalign just as they do traditional bracket and wire braces. However, there are still some plans that classify Invisalign as a cosmetic procedure and do not cover.
It’s important to understand your insurance benefits prior to agreeing to orthodontic treatment. This will ensure that you know what portion of the cost will be covered by insurance and what will need to be covered by you. Some plans will cover a portion of services, in many cases this is either a fixed dollar amount or a percentage of the total cost. It’s also important to know if your insurance puts a cap on orthodontic benefits.
How can I pay for Invisalign if my insurance doesn’t cover it?
There are many options to pay for orthodontic treatment if your insurance doesn’t cover it or if you don’t have insurance. A flexible spending account or health savings account is a great way to pay for treatment.
FSA plans are employee sponsored plans that allow you to contribute pre-tax dollars for medical expenses. You can contribute funds on an annual basis, and the amount you can contribute is determined by your employer. It is important to remember, however, that these funds often expire at the end of the year.
HSA plans also allow you to put away pre-tax dollars for medical expenses. You will pay for treatment first and then get reimbursed from your HSA account. If you have a high deductible insurance plan, you can contribute up to $7,300 for a family HSA account. These funds, unlike FSA funds, can roll over into the next year.
Your orthodontist may also have other options to help you with the cost of your treatment. Many orthodontists offer a discount for paying in full at the start of treatment. HD Orthodontics works hard to provide affordable treatment by offering zero interest payment plans that work with your budget. There are additional options, such as financing through companies like Care Credit and Cherry, that can help cover the cost of treatment as well.
The bottom line
Invisalign is a fantastic option for many patients looking to improve their smiles. The cost is now relatively similar to that of metal braces, and many insurance plans will cover Invisalign treatment. However, even if you don’t have insurance or your plan doesn’t have orthodontic coverage, there are still ways to pay for treatment to ensure you can have the smile of your dreams.